CompBenefits C 250: CompBenefits is a voluntary, employee paid dental benefit available to all permanent, full time employees working a minimum of 30 hours per week. CompBenefits C 250 plan is a prepaid dental plan. Dentists who participate in the network receive a monthly fee to cover the cost of providing services to plan members. A prepaid dental plan is a dental HMO; members must use the services of a participating dentist in order to receive a benefit. When utilized properly, all procedures are at pre-set co-payments making this type of plan more cost effective than the more traditional type of dental plan. Prepaid dental plans generally have lower premiums than traditional dental plans.

CompBenefits Plan B: CompBenefits is a voluntary, employee paid dental benefit available to all permanent, full time employees working a minimum of 30 hours per week. Plan B is a scheduled dental plan. Scheduled dental plans give members the freedom to choose any licensed dentist. These plans reimburse a scheduled amount for each procedure; your reimbursement is based on your plan’s schedule of benefits. The plan will pay the lesser amount of the scheduled amount or the dentist’s charge, up to the plan’s annual limit for benefits. The employee cost is the difference between the dentist’s charge and the scheduled reimbursement amount. These plans do contain an annual deductible and maximum reimbursement. In addition, certain services include a waiting period.